Checking and Saving Accounts For Dummies Video

This video is for Consumer's Ed class, which our class had for some reason the LAST week of school right before finals. Actually no, this video IS our finals for that class. Anyway, we got to choose between doing a live performance or a video, and as you can see .. I'm not exactly Natalie Portman when it comes to acting, so I managed to persuade my fellow group members to make a video instead. Enjoy.

Original script (some changes have been made):
_________________________________
Narration: This is Jessica. She loves shopping and today she got her first payment from her summerjob. Today, she's going to the bank for the first time. (Poster of a bank)

Teller (M): Welcome to Lincoln Bank
Jessica: Hi, I want to open an account
Teller: what kind of account do you want to open?
Jessica: whichever account that lets me take money out.
Teller: we have two kinds of accounts: a savings account and a checking account.
Jessica: what's the difference?
Teller: Well, a checkings account allows you to deposit and withdraw money from it at any time, whether it's electronically, via your ATM, or by paying with a check. You will also receive a debit card and a checkbook to withdraw money from that account. A savings account lets you save money and you can watch it grow with interest. Withdrawals, however, are harder to make from a savings account than by a checking account.
Jessica: Can I open both accounts?
Teller: Yes, just fill out these papers... (hands her papers)
Jessica: I dunno what to do.. I got to go home and look up the stuff
-end scene-

Narrator: This is how you're supposed to do it. Remember, if there is anything you don't understand, go home and research the different accounts at your bank. (Jessica at home, typing on her computer)

Jessica: (typing and on phone) hmm... I think I'll go to Koehler Bank instead of Lincoln Bank- they don't charge a monthly fee for checking and savings accounts. I only need a minimum opening deposit $25. Well gotta go Mom! Soon I'll have my own bank accounts!

Narrator (M): Thanks to researching, Jessica found another bank that was more suitable for her. She's now going to Koehler Bank to open her accounts.

Teller (A): Good evening, how can I help you?
Jessica: Hey, I would like to open a checkings account and a savings account, thanks. Also, I'd like to know any specific information related to the accounts.
Teller: Sure! Unless most other banks who do not offer interests, our checking account has a 0.25% annual payment yield! However, you'll need to have at least $25 on your account every month. If you don't, we'll charge an additional $10 every month until your the minimum limit is met. You can withdraw money from your account whenever you want to as long as your have money available in it.
Jessica: I see, how about the savings account?
Teller: Our savings account gives you a 1% apy. Also, you are restricted to 6 withdrawals per month.
Jessica: What about the fees?
Teller: For the checking account, beside the $25 limit there is ATM usage fees, online access and bill fee, as well as an overdraft fee. There's no fee for the savings account.
Jessica: I see. Well, then I'd like to open both accounts here, thank you!
Teller: Very well, just sign here and you're good to go. (Jessica signs) Here is your debit card and your check book. Have a good day!

Narrator: And just like that, Jessica opened her first bank accounts. She can now go shopping using her debit card and check book from her checking account and earn money with her savings account. She lived happily ever after. Thank you for watching.

i think the google? ...
i think the google? voice recog has a few bugs to work out still. XD

using google's beta ...
using google's beta closed captioning= XD subtitles according to google voice recognition: "decent just again" "suggest that her first came in from the summer town and today's system to" "determin for first time" "tactic" "sit" "this? is highly sophisticated" "is there anything you don't" "gopalan insensitive" "sometimes and have done" "out exception is no" "and said" "uh..." "based in recent years to get from the bank is most suitable" "holiday" "almonds" "and i know"...and more